Money Talk Matters – Bride and Groom Money Talk©

Brides and Grooms Money Talk can lead to Financial Harmony, Freedom, Respect, Security, Power and Happiness

Is FEAR keeping you from discussing money before you get married?

How do you even start the discussion about money during your engagement?

What do brides and grooms need to talk about in the area of finances?

Do you ignore RED FLAGS regarding money during your engagement JUST to be MARRIED?

Would having guidance for discussing money before and during the marriage, give you more time to enjoy wedding planning, the wedding day and becoming a husband or a wife?

Don’t you believe your marriage deserves every chance at success beyond the Wedding Day even when it comes to money?

Imagine you’re preparing for your Wedding day and there are no financial secrets. You and your spouse can go on your honeymoon knowing that you have shared about your credit reports, student loans and even debt. That means you return from the honeymoon and begin nurturing your marriage relationship without financial stress and strain, already having your financial foundation in place! That can happen for you and I’m here to help you!

From Homelessness to Happily Married

Hello, I’m Taffy Wagner and like you I was excited to be getting married, yet it scared me and even upset me to think about telling my Fiancé what I had done with my finances.

I heard over and over that money is one of the top reasons for divorce. Yet still, I would not broach this subject voluntarily. My fear was: “what would he think about me?” Two months into the relationship, I received a notice of eviction – based on the financial choices I had previously made!

How do you tell your future spouse you are about to be homeless because you didn’t pay your rent?

Now you’re probably wondering:

• Is your fiancé paying his/her rent/mortgage?
• Does this say that he or she is a bad person?
• Do you continue the relationship and just consider poor money management is easy to fix?

Once I removed the fear of telling my fiancé about my eviction notice and why, this opened up the opportunity for us to talk about not only my finance issues but his as well. This was the beginning to “Brides and Grooms Money Talk” before we walked down the aisle to say those two words “I Do”.

As a happily married wife of over 14 years, mother of twins and Nationally Recognized Money and Marriage Advocate, I know firsthand what “Brides and Grooms Money Talk” issues and solutions are – I provide to couples the foundation for continued financial communication throughout the marriage.

Here’s what my fiancé and I discovered just by having “The Money Talk” conversations:

• 67% of women and 74% of men enter marriage with at least some debt (Skogrand, Schramm, Marshall, & Lee, 2005)
• Although we worked hard, we made poor financial decisions due to a tremendous lack of knowledge concerning finances
• Who’s the spend thrift and who’s the saver?
• Which one would be better suited for managing the money
• How to establish a sound financial plan to get out of DEBT
• and so much more…

Brides and Grooms Money Talk is not a one time chat – it should be an ongoing conversation that brides and grooms not only begin during their engagement but continue throughout the marriage. Brides and grooms actually begin the money talk during their engagement and are able to get a glimpse of each other’s financial behavior.

Things to consider:

• Discussing various wedding expenses (needed or wanted?)
• Who’s paying for the wedding? (parents, bride or groom or both?)
• The possibility of being laid-off (are you comfortable with cutting back on wedding expenses if not all?

Keep in mind that there is no financial discrimination in a marriage based off of social economic status. As a matter of fact, money challenges affect every race, sex, economic level, education level and religion.

Once Eric and I made the committed decision to educate ourselves on better financial planning not only for us but for our family, I now have a passion to help other brides and grooms and married couples on a solution to rid the burden, sometimes separation and divorce due to unnecessary financial stress.

Making a firm commitment of Premarital Financial Counseling with me, will show brides and grooms how to begin “The Money Talk” and continue the conversation throughout their marriage.

Premarital Financial Counseling will provide a blueprint that teaches brides and grooms everything from:

• Proper as well as positive communication skills
• Realistic goal setting
• How to establish a financial foundation
• How family dynamics change once you become a spouse
• and more.

Premarital Financial Counseling is interaction with the brides and grooms where we will talk, exercises will be given and couples will work together to formulate a financial plan that can be utilized throughout their marriage as a guide for growth, financial harmony and security throughout their marriage.

You will also learn:

• How to decide who should manage the money
• The number one reason why you shouldn’t have joint accounts
• How your mindset and attitude about money will affect every financial decision you make as a couple
• The benefits of establishing mutual financial goals so one person does not sacrifice everything and eventually regrets the other person

“As a premarital educator with a particular passion for the “undiscussed topics”, Taffy is a great asset to the education and wedding world. Using her personal experiences and undying enthusiasm, she manages to talk about money issues that few others do. She focuses on emotions, relationships, and a lot of the “gotcha” moments many of us experience as individuals and in our married lives when it comes to shopping, lending money to family or friends, etc.” Elizabeth Doherty Thomas, President, The First Dance, LLC

Why You Need Premarital Financial Counseling:

If you and your fiancé or spouse are experiencing the same or similar things Eric and I went through prior to marriage – you need this!

There is no secret that financial challenges happen in marriages every single day. How you choose to communicate and handle them is what makes the difference.

I will share candidly about dealing with the same issues you have concerning:
• Debt
• Bankruptcy
• Homelessness
• Overbearing student loans
• and much more.

Even after 14 years of marriage, my husband and I continue to openly communicate about finances and ensure we are reaching our goals.

You won’t be reading or hearing things from me that I read somewhere else – this is exactly what happened to me and my husband – you’ll get to hear the stories of our real life issues and how we conquered them!

“Dr. Taffy Wagner is not only an informative, inspirational, motivational financial expert, she is a no holes barred transparent communicator who gives advice that lines up with the issues and problems of today’s world. She really understands where life’s financial struggles can lead you and through her instruction and counsel she will ensure that you do not fall prey to these struggles. We have found her advice to be on a practical level that can be understood and applied into practice by millionaires and college freshmen alike. She gives you what you need for your situation in a compassionate way that shows you both the choices that got you to where you are as well as the solution that will take you to where you want to go”. Marcus n Gloria Whyte, Life Coaches & Relationship Counselors For Healthy Marriages©

I encourage you to take the opportunity to learn how to break through common issues of finances – PLEASE don’t become a divorce statistic, simply due to non-communication when it comes to finances!

Take the opportunity to educate yourself to a healthy and happy financial solution for you and your family in the privacy and comfort of your own home!

Invest in yourself and your marriage and get Premarital Financial Counseling today! Investment per couple is $297.00. Reserve your premarital financial counseling sessions today:

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