Posts Tagged ‘agreement’
This came early and quite fast. I knew that I would spend my day playing catch up because I took a lot of time with the family over the last few days which WERE GREAT! Everyone was sleeping in pretty late and I got up with my to do list in mind – laundry, blogging, interview questions and much more. The only known items that I would be spending money on today that I knew of was bottled water and two books of stamps. No more than $30.00 right. Total: $25.58.
The kids were awake yet still laying in their bed. They were thrilled to discover that hubby didn’t have to go to work. I thought it was quite funny last night when our daughter asked me if she needed to set the clock. I told her don’t worry about it, I’ll just get you up in the morning. She said okay and went on up.
This morning as I begin feverishly working on my list, I decided to stop and go to the grocery store before it got crowded. I have witnessed the holiday rush and REFUSED to get caught in those lines. I went in and got my 2 cases of water.. total $7.98 – yea! Then I left.
I stopped at the other store to get my 2 books of stamps. $17.60 – purchased and came right out. Have you ever been able to go in a store and get exactly what you purposed to get and not get swayed by any of the sales?
I came home and our money discussion this morning was about paying more than the minimum amount due for the tires we had put on my car about two months ago. I was in full agreement. Immediately following the next money discussion on tap was regarding the unexpected dental bill that occurred approximately a month after the car. We talked about how I’d already been paying more than the minimum on this one. We decided that as long as we were in position, to pay off the account that has the automobile tires in August. Then turn around and begin doing double payments for the dental bill.
Today you are in for a treat, because I’m sharing about three different financial conversations. Then we turned to my latest book, Bride and Groom Money Talk FAQ. What are some of the different marketing strategies that I’ve employed and what are targets he think I should be going after. My husband said to me churches should be utilizing this book. Then we discussed our experiences of churches being territorial even if they don’t provide solutions to issues that their members are dealing with. I told him, I don’t want their members – it is my goal that they are affiliated with resources that they can refer their members to. Then I shared with him how I’ve heard that same battle from different authors that deal with relationships and a financial colleague.
We then talked about the mailer I did for premarital financial counseling clients about three weeks ago, my investment, the result and what would be my next step. Knowing the seriousness of my topic, I shared that I would reach out to this group again with a different type of mailer and then see what happens from that. I set my own business goals for clients and books sales for the month of July 2011. I know that I’ve been doing the work and I will begin seeing the fruits of my labor.
Money and Marriage Lessons for today:
1) Don’t fall into the pressure of unexpected sales when you go shopping. Stick to the original plan and you will come out ahead.
2) When unexpected expenses arise, decide together how you are going to handle it. Think big picture, develop a PLAN and work it together.
3) When you have two unexpected expenses that occur close in time, take a deep breath and move forward. You can do it.
4) If you are a business owner, keep your spouse informed on what is happening with your business. Don’t leave out your investments and the result. Your spouse may very well provide you with a marketing strategy that you never thought of AND it could be the “winning move”.
Money and Marriage Encouragement for the Day: My spouse provides business recommendations for the benefit of our marriage.
Brides – stop read and learn. I have been getting several questions regarding fiance’s and I must say please pay attention. This question came no doubt from a bride and you need to read this answer in full.
Question: Should a fiance help with bills even if he does not live with me?
Answer: This answer is going to be quite detailed because there are several variables.
First and foremost, the fiance’ should not be obligated to help the bride-to-be pay bills if they are strictly the brides’ bills that were created even before the fiance’ came along. Now if he chooses to help, it should be his choice and not one of feeling as if he was manipulated into helping. That would be wrong.
Second, if these were bills created by the bride-to-be for the wedding that they (bride and fiance) budgeted for, then sure he should help out with the bills even if he does not live there. Another factor that comes into play with this is if they are primarily paying for their own wedding and the parents are not contributing or are making a minimal contribution to the wedding.
Third, if these are joint bills they created together what I mean by that they opened up joint credit accounts and they have charged this and that, sure he should help pay for the bills even if they do not live together. This can be a lesson in money prior to saying “I Do”. What can be learned in this lesson is what was the original agreement when it came to expenses, who would pay, etc. If the fiance helped create the debt and then decides that he does not want to help pay, I say to the bride-to-be take a long look and decide if this is what you want your marriage to be like.
If he does not voluntarily help pay before then more than likely he will not pay after you say “I Do”. Then what happens is you are going to have regrets and think of ways to get out of it.