For the Student: I am going to say high school to college age:
1) Peer pressure when out with friends which can lead to overspending
2) Mismanaging money from student loans and applying for every credit card offer on campus
3) During break getting a job but spending the money instead of planning ahead
4) Not being able to return to school because its not affordable

For the Engaged Couple:
1) Walking down the aisle and preparing to say “I Do” then finding out spouse is in debt – Creates a major problem
2) Knowing that you are a shopper and praying your fiance does not find out
3) Learning your future spouse has $20,000 in debt and not knowing how to handle it
4) Not compromising on wedding expenditures – could set the stage for marriage

For the Married Couple:
1) Been married for years and one person managed the money, now faced with consequences that are forcing conversation
2) Blaming the other person for spending in a time when you needed to be “frugal”
3) Silence being a part of the marriage because of financial tension
4) One person feeling as if they shoulder all the financial burden

Whether you are married, engaged, a student, parent or single – you decide. Based on what you read above, should money be a taboo subject? Share your comments.