Posts Tagged ‘marriage’

postheadericon Marriage and Caring for Each Other

If you thought that a marriage could succeed on love alone, please rethink. Love is transitory. The mutual attraction or the infatuation that comes in the initial phase of love disappears soon. Then you know the honeymoon is over. Once money issues start, love tends to go out the window. After that what is left is the feeling that he/she is mine and I am his/hers. We have to journey together.

How a marriage changes in character after love disappears? This can occur in many ways. For example, the couple may begin regretting the marriage after the finishing of initial love phase. Or the couple may continue together as a sense of duty with each other and begin making a life together without passionate love. That needs caring for each other.

If you look back and think of marriages few decades back, most of the couples cared for each other. They called it love. It was essentially caring. A mother cares for her children because they are her responsibility and they belong to her. Similarly, partners care for each other because they got married. This kind of thought process can take the marriage last forever. The different thought processes of I want my freedom. I made a mistake. I am not happy with you. I must search for somebody better and so on leads to break-up. This thought process is I centered, where as the earlier one I described was care centered. You are mine and I must care for you.

We have to learn to respect human beings. We have to set aside our selfish desires for some time. We have to think about destruction that takes place by frequent marriage and divorce. Developing the thought of care for each other can surely help in making a marriage last longer.

postheadericon Common Marriage Problems – Jealousy and Money

Jealousy in marriage is destructive, a real relationship killer and one of those common marriage problems that needs to be resolved.

If you let feelings of jealousy develop and escalate the mind will run wild, imagine the enemy around every corner, question everything your partner thinks, says and does. In worst case scenario’s unresolved and unchecked jealousy has developed beyond the end of a relationship, into a long-term vendetta and in extreme cases extended to the loss of life. It gets even worse when money is involved. If one person is jealous over what the other one makes, they could begin sabotaging their financial dreams and every day budget.

As much as we would like to deny it, most people struggle with jealous emotions at some point in their lives and, in marriage, it is a one of those common marriage problems that can develop from feelings of insecurity or neglect. When it comes to money, a person has to be secure in their talents and abilities and not compare themselves to the other.

We now live in a society where marriages are often as a result of a second, a fifth or any number of relationships and are, in many cases, second or subsequent marriages. This is just society as we now know it but it can leave spouses insecure, especially when a previous partner is still around, and particularly in the case when children are involved.

People can enter into marriages with so much previous baggage that it often hard to settle into a secure, trusting environment full of self worth and self-belief.

Marital jealousy develops from numerous situations and no matter how much you try and tell yourself there is no need for concern your mind just doesn’t listen and all the while your partner continues with the behaviour that is instilling the feeling of insecurity throughout your very soul.

• Some people are natural flirts who draw the opposite sex like magnets, which, once the ring is on the finger, leaves partners totally insecure and just waiting for the moment when they are dumped for the next person that comes along. The partner who flirts often has no idea what impact their actions have on their relationship. They don’t actually believe that they are doing anything wrongs but perceive their actions to be friendly and not harmful.

• No one could ever be accused of being unnecessarily jealous in the case of infidelity beyond which, if the marriage survives (and in many instances they do), strong measures need to be put in place to enable the cheated partner come to trust their partner again and control the feeling of jealousy.

• Following the break up of a marriage, children need to feel that the split isn’t as a result of anything that they have done. This leaves parents over protective, desperate to make amends for one parent environment and often at the expense of new relationships.

• Another of the common marriage problems is that husbands feel neglected when a new baby arrives no matter how much they wanted the child in the first place. A baby’s mere existence is totally life changing with more attention towards the child and a complete ‘nose dive’ in marital relations. With the bond between mother and child being that much closer it can leave fathers feeling neglected, unwanted and a total spare part.

• Too much time at work can leave your partner feeling very insecure, especially when your hours at work increase and you spend less and less time at home for the sake of your family but if we think about it is it really for the sake of the family…..

People get fixated on their goals and have no concept on how this is perceived or how it impacts on their relationship and their family life.

Without the 100% backing of both parties, long hours and continuous travel can prove to be a real relationship killer and, if left unchecked, one of those common marriage problems from which there is no return.

The list is endless and jealousy in and of itself is not a bad thing, it’s strong indication that you really care. The main thing we need to remember is not to let the jealousy consume, arouse fury and become destructive.

If you are suffering from feelings of jealousy look at the cause, question your feelings and determine whether they have any foundation. Is your partner actually doing anything wrong, have they really done anything to drive your jealous emotions or have you just let your emotions spiral out of control.

If the fault is on your side, learning to recognize the fact is the first step towards controlling such an emotional and destructive thought process. It allows you to discuss your fears with your partner, explain how you feel and seek there help in enabling you to over come your jealous emotions, strengthen your marriage and build a more solid foundation for the future.

Communication is the foundation to marital success. If you can learn to communicate then you can express your emotions in a non-confrontational, non-accusatory, understanding and supportive environment.

Don’t just blurt your fears out such as ‘I think you are having an affair’ it might not be true and it will just add fuel to the fire. Explain that something seems to have changed in your relationship, explain what has changed and what makes you think your marriage is different, don’t blame, don’t get emotional just explain to your spouse what is going through your head and seek their help in trying to sort it out.

One of the most common marriage problems is expecting our partners to always know what we want and how we feel. But even with a ring on our finger we aren’t always mind readers, if we haven’t communicated our feelings and our partner doesn’t know they have, in our eyes, done something wrong, how do we expect them to do anything about it!

Tell them now, save your marriage before its too late. You have everything to gain and nothing to lose. Even if the answer isn’t what you want to hear knowledge is power and with knowledge comes the ability to turn your life around.

postheadericon Marital Relationships Differ From Dating

Dating is a lot like watching previews of a new romantic movie that’s about to come out. The scenes switch swiftly from one intriguing part to another while seductive music fills the theater and makes the emotions soar.

You watch extreme close-ups of beautiful people while they pledge their undying love for each other. In one scene they’re on a sun drenched beach frolicking in the surf, while in the next they’re holding hands across the table at a candle lit dinner. Finally, his lips meet hers as they fall into a pillow laden bed while the director fades to black.

When you pay to see the entire movie you discover the relationship is not all love, passion and kisses. The love struck couple wakes up the next morning or soon thereafter to a life of reality that’s not all bronzed bodies, expensive dinners and deep breathless kisses. They usually find they’re not right for each other at all and regret the blind love that led them into this mess.

Be aware that dating is a preview of coming attractions but you have to keep your eyes open to learn what’s to come as the relationship progresses and eventually leads to marriage.

When you’re dating, you put your best foot (and all the rest of you too) forward. You’re both on your best behavior and constantly trying to please the other. If only marriage could continue to be like this. The good news is, sometimes it is.

One of the main differences between marital and dating relationships is marital relationships are supposed to be forever. With a date you can simply say get lost but with a spouse it’s a little more difficult and complicated. So, do your dating homework and enjoy selecting a lifetime partner.

Ask yourself if both share common lifetime goals. Marry someone who wants the same thing in life as you. Marriage is hard enough pulling together, much less going in different directions.

Notice how your date treats other people. Are they nice to their parents as well as waiters and sales clerks? Is your date considerate of your feelings and concerned with giving you pleasure? Hopefully, these things will remain the same whether married or single.

Is your date appreciative of the things he or she has or do they think the world owes them a living? If your date is comfortable with the status quo and you’re a more aggressive goal oriented person, this may cause a conflict when you enter into the marital relationship. Are they seeking growth or are they content to be comfortable and let the world pass them by?

If you can’t trust them and communicate with them while dating, it likely won’t change after marriage. Communicate by sharing your thoughts and dreams and learn if you’re on the same wavelength for the future. Be objective and ask questions. While you’re dating you seek the perfect mate who gives you respect, love and truth. When you’re married you expect it.

postheadericon Day 28 of Money and Marriage Talk with Eric and Taffy

This day was all about numbers – how many books do I order, updating my ledgers since I had some recent business expenses and preparing for a local event. I don’t mind dealing with the numbers because it allows me to see when progress has been made and the next steps to take. I was excited about ordering more books this morning because that sent a message that brides and grooms would be getting the help they needed as they prepare for money and marriage. I like knowing couples will not be one step closer to divorce court.

Updating the ledger is always fun. I get to see what hubby has been doing when it comes to his business and the status of payments he has made to vendors. There’s nothing like having a business, paying a vendor on time and the check sitting out there in the abyss for weeks if not even a couple of months. We’ve had a vendor contact us after 60 days saying they didn’t receive a check when in fact it was hand-delivered and lost on their end within 15 days of the invoice. You must always be paying attention to what is happening with your accounts even during the bill paying part.

Let’s face it when bills are paid late, that allows for extra fees to be added on. I encourage you to not wait until the last minute to pay any bill. Don’t pay unnecessary fees.

I was working on my book promotion today and it is always interesting how people will write you back and propose what they want to see happen for your promotion. I had the pleasure today of reminding people about the purpose behind what I am doing. I had fun sharing that message because it is a “BIGGER PICTURE” than what they were doing. Moving on to the next. Caution: Don’t get caught up in someone else’s idea of what you should be doing when you have more than likely done your research on your target, cost of marketing and INVESTED in yourself and your business. Doing the homework is key. Not acting on someone else’s excitement is better.

My husband’s weeding out strategy continues to prevail.

Be sure to sign up on our home page for our e-newsletter Money in Marriage. First one goes out next Wednesday.

postheadericon Day 15 of Money and Marriage Talk with Eric and Taffy

This would be a day when I began cleaning up emails, twitter accounts and FB accounts. The account has been quite buys as of late and I don’t want to mish those couples that could need my assistance. I spent part of my day working and the other half preparing for a busy weekend. The twins are always excited when Friday comes since they know they will have extra time on the weekend with hubby.

I started early before everyone got up. So when hubby came down to leave for work we took a little time to talk about Bride and Groom Money Talk FAQ. Business discussions are also very important when you are dealing with finances. Business finances can easily affect the household finances if the business is not generating income. Caution! Be sure to treat your business like a business and not a hobby.

We discussed the current projects that I would be working on all weekend in an effort to finish them before the deadline. I shared with my husband that I would need to talk things through with him on the projects and get his feedback. Therefore, we’d have to juggle our time with the kids so we could accomplish all the things that I needed to get done. He said okay.

This day was spent in planning mode more than anything. That’s the most that we discussed money that day.

Money and Marriage Lesson Today:

1) Treat your business like a business and not a hobby.

2) Try bouncing ideas off your spouse when it comes to business and watch what happen.

Money and Marriage Encouragement for Today

Do not become silent about money due to financial issues. Solutions begin to flow once people begin to talk.

postheadericon Day 6 of Money and Marriage Talk with Eric and Taffy

I must admit today was pretty quiet on the money and marriage talk with the husband. Those days do happen and it is all good. Working our plan and moving forward. A discussion I did have was with our nine year old twins and we talked about the difference in meal planning and eating out due to a lack of planning what the difference was when it came to money. They were having loads of fun helping me plan the meals for the week – breakfast, snack, lunch, snack, dinner and dessert. It is sooo cool being able to share these lessons with them early and they know the difference. They easily took me to eating healthy versus unhealthy. “Out of the mouth of babes right”!

We believe in providing them with money lessons while they are not already preset in their ways! OOOh, I know someone knows what I am talking about. It is hard to get adults to change to a better way even if the way they have been doing something for years and years is detrimental to their finances.

Today there was not spending of any money by me or my husband. Love it! Can you go a day without spending ANY money? Seriously that means no vending machines, breakfast coffees or smoothies, etc! I personally consider that an accomplishment…. oh wait a minute… I did have to stop and get gas! Seee, blew it. So let’s see if I can pass that challenge tomorrow!

Be sure and join us tomorrow for Day 7 which I am sure will be full of money and marriage talk. Go back and read the previous days and leave your comments.

Money and Marriage Lesson for Today:

1) Appreciate the days when all is quiet.

2) Look at the days when you are having discussions as an opportunity for growth.

3) Don’t look for negative things to happen!

Money and Marriage Encouragement for Today: We are comfortable with who we are and our financial goals for our marriage.

postheadericon Failing to Plan your Money and Marriage…

Engagement time is a very happy and emotional time for many brides-to-be and families. Once the engagement happens sometimes within days thoughts begin swirling about wedding plans everything from flowers, wedding gown, caterers, reading bridal magazines, participating in online bridal forums and even creating your own online wedding website race through your mind.

There is no doubt that many brides will take the time to do the research, some will hire a wedding planner and some will not. Even those that don’t hire a wedding planner yet become an expert at “DIY” will make sure they have done the research and checked things off of the checklist. Planning Planning Planning.

Now one of the areas that does not get nearly that amount of attention for most during this same time is MONEY COMMUNICATION for marriage. Sure, brides are talking about the wedding budget, however, do you love him enough to say I want to show you my credit report or will you show me your credit report.

Do you love him enough to say, how would you handle if I lost my job and couldn’t get employment for six months – how would WE handle this? Do you love him enough to say, I’m not sure I want to automatically combine our finances if that is not what you want?

Marriages are ending all the time because of money. Whether it is overspending, money secrets, lack of money – doesn’t matter statistics show that one of the top reasons marriage end in divorce is because of money.

Are you failing to plan your money and marriage talks, money management skills and how to handle money management issues BEFORE you say I Do? Could you answer those questions without going to your groom right now because you felt as if you’ve talked about it or felt those talks could wait?

If you FAIL to Plan, then you PLAN to FAIL in the area of Money and Marriage DURING your marriage. When money challenges start, dynamics change in a relationship really fast because of emotions and other factors that you usually are not prepared for.

Get PREMARITAL FINANCIAL COUNSELING today! Think about it, how many marriages do you know throughout your family or even friends that have ended due to money issues. How many of them could have been saved IF they had premarital financial counseling prior to saying “I Do” and developing a financial plan for their marriage.

postheadericon Turning the Page for Money and Marriage

Its 2011 and there are many that recently became engaged over Christmas Eve, Christmas Day and even New Year’s Eve and New Year’s Day. You are beginning a new page in your lives when it comes to money and marriage.

Sure within the next few weeks to days you will begin planning your wedding and there will be thoughts of a wedding budget. Let me encourage you to also think about money in this regard – your individual financial behavior as a bride-to-be or groom. Are you ready or prepared to begin managing money for two people knowing that whatever you do could affect your future spouse’s credit report?

Money is and has always been a part of marriage. This is not a topic that should be avoided now only to later become a point of contention. Money in and of itself cannot do anything. Truthfully, it is how people handle money that causes stress, strife, decrease in job performance, division in families and much more.

For those of you reading this that are engaged (whether newly engaged or have been for some time), time to write the vision when it comes to your money and marriage and make it plain. If you seek premarital financial counseling, I encourage you to do two things:

1) Sign up for the Bride Groom Money Talk Tips to the left of this page.

2) Go to Brides tab and register for premarital financial counseling today. Don’t set your marriage up for failure by not having a plan when it comes to your money and marriage.

Do not get caught going into your marriage without having a financial plan for your marriage. Think about it, no one goes on a road trip without having a map – you do not plan a wedding without having some direction and without doing your research to make sure it happens the way you want it.

Same thing should be true with your money and marriage. You should not leave it to chance that once you are married it will be what it is going to be. Have direction, vision and goals for you marital finances even before you say I Do. It is a choice between marital financial success or marital financial stress and strain. You decide!

postheadericon Does Needs vs Wants = Cheap?

At the beginning of the week, we started out talking about needs versus wants. When I posted a question on my Facebook fan page for Brides and Grooms Money Talk regarding knowing the difference between needs versus wants, I received a comment. The commenter said it was a great tip, yet couples avoid it because it makes them look cheap.

I thought about this and began wondering, when did knowing about your needs versus wants become a bad thing? When did it become bad to have balance when it comes to money instead of being out of order, stressed with debt and arguing with your future spouse about money?

Recommendation for brides and grooms, don’t believe the hype about not discussing money and keeping up with the Joneses or that favorite girlfriends wedding you attend in the last few months. Focus should be what do you and your future spouse need for your wedding and more importantly your marriage. The wedding is one day and should be a day you can remember.

Knowing your needs and making purchases within your financial boundaries does not make you cheap by any means. Which would you prefer to buy what you need and have extra or to overspend, have financial stress and strain over money even before you walk down the aisle, relationship affected on many levels?

You decide. As an adult be prepared for the consequences regardless of how you decide. You don’t get to point the finger at someone else.

postheadericon Lesson of the Week: Needs vs Wants and Money

Do you know the difference between needs and wants? Many brides and grooms are planning their wedding right now and this is a lesson that should not be missed. If brides and grooms can learn this lesson early during their engagement even before planning their wedding, this can benefit them greatly throughout their marriage.

Let’s get down to the basics and start off with definition. Need is defined as a requirement. Think back to the days of school when you were taught our basic needs are food, clothing and shelter. Elementary Watson right! Want is defined as feeling a desire for or wish for something. Classic example – someone wants to win the lottery. Doesn’t mean they will.

Brides and grooms enter their engagement with their own ideas when it comes to money long before any wedding planning even happens. Once the wedding planning begins whether thought out or planning as you go, many factors begin coming into play. What will the day of the wedding be, florists, caterers, wedding dress, how large will the bridal party be, whose paying for the wedding and even the venue. Before you know it there is this huge party planned on behalf of the bride and groom sometimes at their expense; the expense of the bride’s parents or at the expense of the bride, groom and parents.

I recommend for any bride, groom and or parent of a bride or groom that could be reading this, sit down and be honest with yourselves about your needs and your wants.
Let’s have some fun which could also be quite an eye-opener. This is for the bride and groom. May be considered old school, yet time to go back to the basics. Here is what I’d like you to do: fold the sheet of paper in half, on the top of the left hand column write the word Need and on the right hand column right want. Above both of the columns in the middle write the word Wedding.

Under the left hand column where you wrote need – write what you need for your wedding. Then under the right hand column where you wrote wants – write what you want. For some of you, you may find that your need list is quite short and has completely changed your perspective on the wedding and life as a whole. There are others who may discover that what you want may get you in trouble financially because you have been putting your wants ahead of what you need.

When it comes to money, let me encourage you to know what your needs are and invest your money in your needs instead of buying what you want and then borrowing money for your needs.